Before you invest in properties it is always wise to examine the market for trends, but also to look beyond just the property market and consider larger social and economic factors that can influence property value.

Smart investors remember that the best rental returns and strongest capital growth areas aren’t necessarily in the place where you would choose to live. That is why it is important to make sure you develop a strategy that suits your budget and goals, and then arm yourself with the best research to find the right property to invest in to meet your criteria.

In Sydney, experts see potential for the property market to improve in 2012; however, it may be an uneven affair across the city and its suburbs. Some suburbs are displaying value and looking positive for 2012, while other suburbs seem likely to remain flat or stagnant.

The best suburbs for investors looking for solid capital growth and strong rental returns appear to be in the south west and western suburbs of Sydney, particularly at the lower to middle end of the market. Supported by significant employment growth and infrastructure spend, there are certain suburbs around key distribution hubs which are considered likely to have strong rental returns on investment properties in 2012. These range from units to houses, Silverhall has recently completed research on two exciting projects which clients can now obtain their research on.

For more information on property investment strategies, check out Silverhall’s range of free informative ebooks, or contact them on 1300 662 143.

If you had attended any of Silverhall’s seminar’s in the last 2 years, you would have been presented with facts and figures on the impending decline of the Victorian property market. The linked article reads “THE STAGNANT Victorian economy and a flood of new housing stock will form a road block to property price growth for the next three years.” Understanding the state of supply and demand of property is one of the fundamental attributes in making an investment decision. If you want to know more about Silverhall’s hot spots gives us a call on 1300 662 143 or email us.

For many first-time property investors it can be tempting to go it alone. But whether you’re a property beginner or a seasoned investor, it takes time, knowledge and expertise to build a successful portfolio, particularly if you’re looking to invest in propertiesin fast-paced, complex markets such as Sydney and Brisbane or robust large regional towns including Newcastle and Townsville.

Having the right army of advisors behind you can make or break your success. So before you step out on your own, consider the benefits of property investment guidance.

Strategy

First of all, a property advisor is in your corner. Unlike real estate agents, who represent the seller, your advisor represents your interests. They will build a strategic plan for you based on your short and long-term investment goals, as well as your budget. A good advisor asks you the right questions so they can source a property that meets your objectives.

Options

A common pitfall for investors is approaching the market as a property owner rather than a property investor. Trustworthy investment guidance takes the guesswork out of property hunting. An advisor can draw on extensive industry research to source a selection of properties that you might not have considered, but which have defined reasons for growth.

Industry Knowledge

An experienced advisor will have established partnerships with industry experts in finance, accounting, conveyancing and insurance to help you through the purchasing process.

Long-Term Goals

Even after you make your purchase, the right advisor will help monitor your investment and keep you informed of your investment’s value and opportunities well into the future.

Want to learn more about building a smart investment portfolio? We run informative investment property seminars in Sydney and Brisbane. Find out more online or contact our team of professionals on 1300 662 143

Good old bricks and mortar have always appealed to the Australian investor as a trusted property investment strategy. But as we continue to face an uncertain world economy, now more than ever investors are turning to property investment through their self-managed super funds. Is this the right strategy for you?

What It’ll Cost You

Generally, the purchase of a property with your self-managed super fund (SMSF) takes place in a conventional way. However your SMSF must satisfy the loan requirements of your lender, and in most cases the maximum loan-to-value ratio is around 65-70 per cent of the property value.

As with any normal investment property purchase, all associated purchasing and property costs are paid for by the SMSF. And since the property is ‘beneficially owned’ by the SMSF, it collects all rental proceeds and income.

Tax Benefits

There are major tax concessions available to SMSF-funded property investors. By holding a property in super, rental income attracts only 15 per cent tax (or no tax at all during the pension phase). And if the investor chooses to sell the property after their super switches to the pension phase, no capital gains tax will be payable.

What to Watch Out For

Despite the tax benefit draw card, property investment with an SMSF has its pitfalls, so proceed with caution. Investors must have their trust set up correctly, and there can be complicated issues surrounding the loan structure and compliance with trust and tax guidelines.

If you’d like to learn more about investing in property with your super, Silverhall runs FREE informative investment property seminars in Sydney. Or simply arrange a FREE one-on-one appointment at a suitable time and location of your choice. Find out more by visiting their website or contact 1300 662 143.